Commercial Insurance
Our Commercial Lines Specialists assist if finding business insurance specialized to your coverage needs. It is important to us that you not only have peace of mind about your coverage, but that you are not being charged for coverage your business may not need. Some basic types of business insurance are:
PROPERTY INSURANCE
Property insurance pays for losses and damages to real or personal property. For example, a property insurance policy would cover fire damage to your office space. You can purchase additional coverage's for business property.
LIABILITY INSURANCE
Liability insurance covers injuries that you cause to third parties. If someone sues you for personal injuries or property damage, the cost of defending and resolving the suit would be covered by your liability insurance policy. A general liability policy will cover you for common risks, including customer injuries on your premises. More specialized varieties of liability insurance.
WORKERS' COMPENSATION INSURANCE
Workers' compensation insurance covers you for an employee's on-the-job injuries. Businesses with employees are required by various state laws to carry some type of workers' compensation insurance. In most cases, workers' compensation laws prohibit the employee from bringing a negligence lawsuit against an employer for work-related injuries.